A ledger that matches your statement, a savings rate split into fixed, variable and tax, and what your debt genuinely costs you in dollars every month.
$0 of interest this month, in dollars — not an average of the rates on your statements.
You’re leaving $0 a year on the table.
$26,500 sitting in savings at 0.01%, against 5.1% available. Quoted in dollars, not basis points.
Why this isn’t in your brokerage app
Card payments and account transfers stay visible but out of your spending totals — the single reason most budgeting numbers are wrong by a month’s rent.
A rate weighted by what you actually owe, plus the dollar amount interest takes from you this month. Not the mean of the numbers on your statements.
$26,500 at 0.01% against 5.1% available reads as $1,340 a year — a sentence you can act on, not a rate you have to convert.
What you get
Every bank and card transaction, categorised and searchable. Card payments and transfers are visible but kept out of your spending totals, so nothing double-counts.
Split into fixed, variable and tax, month by month.
Not an average of the rates on your statements — a rate weighted by what you actually owe, plus the dollar amount interest costs you every month.
Idle cash sitting at 0.01% flagged against what it could be earning, in dollars.
Avalanche vs. snowball on your real balances and rates, with the interest saved and the date you’re free.
Found in the ledger, with the annual cost and the ones that quietly raised their price.
What’s underneath
The same five rules hold on every screen in Finode — including this one.
A price we couldn’t get marks the total as incomplete. We never round a gap down to make things tidy.
Excluded transfers, retirement accounts, unpriced positions — named right beside the number.
Anything we assumed is labelled as ours, never blended into your figures.
Your statement is parsed for the numbers and discarded — there’s no document vault holding your files.
On every account. And deleting your account genuinely deletes it — connections revoked, uploads removed, no coming back.
Keep going
Every account, the house included, with a net worth line you can watch move.
Explore →Diligence reports, fund look-through, options and crypto done properly.
Explore →Bills, lobbying money, congressional trades and FDA dates on your tickers.
Explore →One connection, or a screenshot of your brokerage app. Everything above starts working the moment you link something.